Student loan forgiveness program

My application was approved for student loan forgiveness program. Now I have one less thing to worry about.

I’m still waiting on my benefits to start back up. This was the problem I was afraid to face while moving. Now it’s up to social security when they are going to pay me because I’m no longer in the shelter.

Saint Francis is my payee, Which I rather like. I thought it would be problematic but it’s to prevent me from going broke. But as of right now I’m more concerned with having enough money to pay my cable bill. I have cash on hand for my cell phone bill and I just checked my snap benefits and I still get one more ebt deposit for food stamps. So I’m going to use them sparingly.

I have been moved in now 5 weeks, and I have to say I actually like the program that they have in place for the tenants. For the most part it’s independent living, but they have poetry on Mondays at 1pm in the lounge, which I sit in and listen. People take turns reading from poetry books from the mini library that they have in one of the studio rooms.

But since getting cable TV I have been cooped up in my unit. This week they didn’t have poetry because the woman Janet who mantains the group wasn’t in this week.

Every other Tuesday I see my psychiatrist. Now I’m just waiting for my health insurance to transfer over so I can see the doctor they have on staff so I can get a referral to a rhumtoligist, the dentist, and gyn. The last doctor I saw was at susans place, and when I turn 40 I have to get a mammogram which I’m not looking forward to.

But so far so good. Everything seems to be working out.

I still haven’t gotten my benefits…

The only thing I got paid was the state portion of my SSI. They gave me $23 dollars three times.

The benefits coordinator said I should be receiving the back log of the first months check and the rest goes to them in my account with them.

I’m just afraid that I won’t be able to survive with out any money. I have $500 in cash from my stimulus check, but I’m going to have to put money on my cell phone bill, and then I have $487 with my account with the money manager, but I have cable to pay. I don’t have food stamps anymore which the benefits coordinator is going to do an application for me. But I’m running low on funds and I still won’t get my actual benefits until February if things don’t switch over.

I just hope that things switch over soon, or I’m going to turn in my cable box until I get my benefits.

The benefits coordinator had until November 15th to put in for the change. They did everything before the 15th. Now it’s just up to ssa when I will be receiving my benefits.

Things will work out, my direct express account is still open. I want to be able to pay my rent which I’m a month behind, but they know the situation. If I get my benefits in February I’ll be three months behind in rent. But they already have things configured for me.

I wonder how Ruby is holding up. I still can’t get in contact with her. At lease I have some money on reserve. I’ll be damned if I have my phone shut off. Then I will have to end up with a new number. It’s cheaper to pay a couple of months upfront. This is what I was telling Ruby to do, but she really doesn’t want to run low on money or fear she won’t be able to to give her daughter money.

I just hope Ruby is getting everything that she needs. Three months is a long time to go with out income especially when you have habits like smoking.

Well hopefully things will work out very soon for the both of us.

I heard from Ruby…

Ruby called me this morning. She was a little upset because she didn’t get her direct deposit from ssa. Unfortunately because she is still in the shelter, she is only getting paid six month out of the 9 month pay period.

I was facing the same doomedum, but the case managers at my residence where able to switch over everything before the 15. So this month I will have my income to myself, and then the following months my money will be going into they payee account that use to maintain my funds, and give me money every day.

Ruby said she is supposed to be moving on the 15th of this month, and she already signed the lease to her place. She’s supposed to get a move in budget from HRA to help with the expense of furniture. She was wondering if she could use the money she gets from one shot deal to pay her first months rent, but I told her she would still have to worry about the next two months and her cell phone bill. She literally has no money left from last month.

Shes afraid that she will have to stay in the shelter system for the next four months.

I’m lucky that the directors of the residence where able to move me out and take care of my benefits for me.

But I feel bad for Ruby, she was so looking forward to moving out the shelter. She’s still at the hotel the Ramada inn in the Bronx.

Hopefully she will be able to have her case manager at her residence work with her about her benefits.

She also said that ssa sent her notification that they over paid her, and she can file for an appeal if she feels that they are mistaken, which means when she will start to get her benefits back ssa will deduct an amount every month until the over payment is paid off.

These are just some of the things that happened when you live off a government income. There are many rules to that system. It definitely sucks that while living in the shelter you only get paid six months of the money month pay period. But they figure you have no bills and aren’t paying rent. All of your basic needs are being met.

I hope Ruby can pull it together for the next few months. Hopefully I will be hearing from her again before her phone shuts off.